Wednesday, March 24, 2010

The Fact is everyone will die one day

The fact is that everyone is going to die one day. The most important fact is that we do not know when this will happen. So many people have been meaning to buy life insurance but never get around to it.

It is so sad when I recently received a call from a son who wanted to know if his father every purchased insurance from me because he had just passed away. The son explained that he found my flyer among his father’s paperwork. I sadly had to let the son know that no his father did not buy life insurance. His son explained that he was not sure how he was going to pay for his father’s funeral and was hoping that he did buy the life insurance.

This is only one example of so many people who wanted to buy life insurance but just never got around to purchasing it. There was a young couple that I had spoken to briefly about life insurance and how it would be imperative for them to buy insurance since they were young and healthy. They agreed but put it off. I received a call from the wife and she explained that her husband was recently diagnosed with lung cancer. She wanted to buy insurance for her family. I had to explain to her that it was not possible. Life insurer would not offer life insurance to someone who is undergoing treatment for lung cancer.

I want you all to remember that you should purchase insurance when you do not need it because it may be too late to purchase it when you truly do need it!